Finance And Business | Reasons to Avoid Bankruptcy :: By Simon ...

In order to avoid bankruptcy debtors should investigate all available debt relief options. The Internet can be a good tool to locate personal finance information. However, consumers must use caution before spending their hard earned cash on advertised products or services which claim to reduce debts.

The easiest way to avoid bankruptcy is to develop a household budget and commit to sticking to it, no matter what. People are often unaware of how much money is wasted on unnecessary items. Irresponsible spending habits quickly exhaust bank accounts; leaving debtors with less money than month.

One of the biggest mistakes consumers can make is to use credit cards for daily expenses. Charging a daily cup of coffee and fast food lunch can add up to hundreds of dollars in interest which in turn creates additional debt. Debtors cheat themselves of their own money when they do not pay monthly credit card bills in full.

Debtors may be able to prevent bankruptcy by becoming aware of where they spend money. The simplest way to determine where the money goes is by tracking every expense. Most people are surprised to discover how much money is spent on items they don't really need.

Many people believe filing personal bankruptcy will free them from debt bondage. However, the cost of filing bankruptcy hits more than the wallet. In addition to court filing fees and legal expenses, debtors must repay a portion of debts by establishing a Chapter 13 payment plan.

Additionally, new bankruptcy laws enacted in 2005 require bankruptcy petitioners to obtain professional credit counseling. Debtors must abide by guidelines set forth in the Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA) or run the risk of having their petition dismissed.

Credit counseling must be conducted by an agency approved by the U.S. Trustee. Once counseling is completed, debtors submit a certificate of completion through the court. Debtors are allowed to obtain credit counseling up to six months prior to submitting their bankruptcy petition.

Credit counseling can sometimes help debtors avoid bankruptcy altogether. Credit counselors review debtors' income, expenses, and spending habits to determine which debt relief options are best suited. In some cases, credit counselors can negotiate with creditors to reduce outstanding balances, lower interest rates, and eliminate late fees and penalties.

Debt consolidation might be a viable option for debtors who own real estate with accrued equity. Homeowners take out a home equity loan using real estate as collateral. Funds are used to pay off high interest loans and credit card debts.

Interest rates assessed on real estate loans are significantly less than interest rates assessed for unsecured loans and credit card companies. Transferring debts to low-interest loans can save borrowers hundreds, if not thousands, in interest charges alone. However, using real estate to secure loans can be risky. If borrowers default on home equity loans they could potentially lose their property to foreclosure.

As the cost of living continues to rise, consumers must become proactive and pay attention to their spending habits. Several options are available for reducing monthly expenses. Common ways to reduce expenses include: enrolling in utility budget plans; reducing cell phone plans; bundling services such as cable, Internet, and home phone; and using grocery coupons and manufacturer rebates.

If filing personal bankruptcy is the only viable option, debtors should take time to become educated about the process and comparison shop bankruptcy lawyers. It is important to understand that bankruptcy remains on credit reports for 7 years and can prevent consumers from obtaining credit of any kind for two or more years.

About Author Simon Volkov : Obtain additional bankruptcy information from real estate investor, Simon Volkov. His website offers a comprehensive personal finance article library which covers topics of how to avoid bankruptcy, debt relief solutions, and tips for hiring a bankruptcy lawyer available at http://www.SimonVolkov.com.

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Article Added on Friday, March 30, 2012
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Mortgage bankruptcy can be a difficult experience that is frightening, overwhelming, and costly. If debtors are unable to adhere to Chapter 13... ?Credit Counseling Requirements of New Bankruptcy Laws The new bankruptcy laws require petitioners to obtain credit counseling through an agency approved by the U.S. Trustee. The Bankruptcy Abuse Prevention and Consumer Protection Act were enacted in 2005 to put an end to bankruptcy petitions filed by consumers who engage in frivolous spending. Under BAPCPA, debtors are now required to repay a portion of debts by establishing a Chapter 13 payment plan. Petitioners must enter into credit counseling no more than six months prior to filing... ?Filing Business Bankruptcy to Reorganize Corporate Debt Nearly 400,000 business bankruptcy petitions have been filed through federal bankruptcy districts within the previous twelve months. 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How to Create Your Great Direct Mail Marketing Campaign | Free ...

How to Create Your Great Direct Mail Marketing Campaign

As an internet marketer you might not yet have considered using direct mail to get the word out about your online business. This is something that you should correct immediately. Using direct mail to promote your business is one of the best marketing tools you can use. Direct mail adds legitimacy to your business that regular e-mail cannot. It can be pretty hard to overcome the intimidation aspect, especially if you haven?t used direct mail before. Worry not! It?s easier than it appears at first glance. Here we sill give you some great techniques that you can use for direct mailing if you are coming from an Internet marketing background.

Whenever you send out a letter or postcard for your campaign, be sure to hand write the address. Studies have shown that people are far more likely to open mail that has a handwritten address on it. A personalized envelope demonstrates to the recipient that you really did care enough to write them something by hand, more importantly. This amount of commitment is indeed rare! If you have a huge stack of letter you want to send out this may seem like a tedious and horrible task, but if you slowly whittle away at the pile you will find that it disappears quickly. If you don?t have very good handwriting, get someone who does to help you!Street Smart Profits

Experiment with several direct mail types. A good place to start could be with a brochure. Send that out to people and then see how many people it sends to your website (this is easy to do). If you have succeeded in bringing in a lot of sales, perhaps send out another one in a few months. If you have given the brochure and adequate amount of time to succeed but have seen few results, you might want to consider writing a letter. There is no end to the different kinds of direct mail you can try, and keep changing up until something is successful. It is possible that you could drive up sales by thousands of dollars.

One thing you should do when starting out your campaign is to use real stamps to send the mail to a very small audience. In putting actual stamps on your envelopes, it grants a much needed personal touch to your direct mail which other marketeers will not use, even though it can be tempting to allow the post office?s automatic postage machines to accomplish the task for you. It?s that kind of detail that can win a prospect over and make them a customer. Individuals will more likely show an interest in direct mail that is personalized.Push Button SEO

Don?t let direct mail intimidate you, because it doesn?t have to be a hard thing to do. It may take you a little while to figure out all the details to direct mail marketing. The world will truly be yours, after you internalize the basics. Your market will expand greatly if you use a combination of online and direct mail marketing in your campaign. If you are still unsure, just give it a try. Your profits will show you the way!

Overall, this article has hopefully helped you find more information on Article Ranks and has a been a great resource.

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How to Arrange Your Home

Anyone can revamp their home organization efforts, especially if they have the extra space. Here are a few tips for keeping your home organized. Plus if you think you need extra breathing space in a small home, a convenient solution will be to rent or buy storage pods. Check out some of our tips below for keeping a structured household:

Early Monday mornings are often chaotic and it's usually brought on by not being able to place your fingers on where the keys are to your vehicle or even house. To get rid of this tension, suspend a hook in a main location or buy a key holder and hold every key your family needs there. Over time it will ultimately be routine or a reflex reaction for you to do so.

Other simple inclusions in your home that help with home organization include a coat rack, especially during winter months. Hanging every family member's coats and outerwear in one of these racks will be helpful in finding them with no trouble.

One more idea will be getting a tray to place crucial files that need to go out in the mail there, and also another tray for stocking all the mail that is coming in as well.

We've discussed simple things you can do to plan your home management. Now on to bigger things like making a meal plan, shopping plan and chore list. Don't forget to delegate different tasks to children and spouses, instead of tackling everything on your own.

Creating these kinds of ideas is obviously beneficial as you will feel more productive when things are ran smoothly. Talking to everyone in your family about their delegated duties allows them to firmly stick to the plan. Use a magnet and stick it on the freezer for example.

Furthermore, when you have added things that you need to stash away, using containers is ideal. We've noticed these kinds of over and over in many stores that sell home goods. Should you have far more than can be stores in a container and too little room, using a storage pod is another great idea, which can work to use as a garage shed. Keeping all your chemicals, bulky items and equipment outdoors is healthier for your home and family too.

These guidelines are very beneficial to follow. If you are the type of person who feels like you're suffocating in teeny space, then storage pods is the answer to responsibly and safely store a bulk of personal belongings that you want close by, and also don't want to give up. Choose an organized space over a clustered one -- it's up to you.

I'm a moving expert with a passion for writing about portable storage. For more information, check out Door to Door.

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Global Business Travel Association and VDR Announce Long Term ...

The Global Business Travel Association (GBTA)and VDR, the German business travel association, announced a formal partnership after a successful one year trial which commenced in 2011. The deal between the associations will see VDR act as the German partner to GBTA in Europe. As part of the deal, Mr. Hans-Ingo Biehl, VDR?s Executive Director, will fulfill the role of lead advocate for GBTA in Europe as part of his VDR role.?

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Source: http://travelntourworld.wordpress.com/2012/03/30/global-business-travel-association-and-vdr-announce-long-term-partnership/

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Extreme Sports Legend Comes to Cullowhee

?

Gadd spoke with a group at the Rock Wall in the CRC Thursday afternoon - Photo by Joseph Moon

Red Bull athlete, Will Gadd, is an ice climbing Winter X-Games champion, record braking distance paraglider and producer of extreme sports films. Having been chosen as the third Red Bull athlete in North America, his resume epitomizes the Red Bull brand.

This 45-year-old from Canmore, Alberta, Canada proves through his accomplishments and lifestyle his dedication to extreme sports. He once climbed an ice wall for 24-hours straight, reaching close to 25,500 feet for charity. Why does he live this lifestyle?

?We take risks in life for lots of things. It?s funny, because the riskiest thing out of them all is childbirth. We take this risk for what? For this beautiful thing,? said Gadd, positioning his arms like holding a baby. ?You have to figure out what you want, and what risks you?re willing to take.?

Red Bull student brand manager, Zach Heaton, invited Gadd to the WCU campus.

?I heard he was in the area, and I knew we had such a special outdoor community here. It just worked out,? said Heaton. ?I?m pretty stoked. He?s a really cool, relaxed guy. He is all about helping others. This is a unique experience for everyone to get to hear what he has to say. He?s super legit.?

Will Gadd is known for his extreme sports abilities Photo by Christian Pondella

About 15 years ago, Gadd paraglided across the entire United States. One of the landing points was Jackson County airstrip because it was the only place he and his team could land in the whole area.

?I didn?t even know [WCU] was here! I made full circle; I?m back and it?s really nice to be here,? said Gadd.

March 29, Gadd spent time advising Park and Recreation students. He later coached a group at the rock wall in the Campus Recreation Center.

?I really like teaching, and this has been a fun group of people. They?re excited and motivated. Some of them are farther along than others, but they?re all having fun and a good time,? said Gadd. ?A lot of people really helped me when I was learning to climb, so I feel like I have a debt to the teaching world. I try to fill it by doing this sort of thing.?

Gadd assisted Base Camp Cullowhee in teaching a kayak roll clinic Thursday evening - Photo by Joseph Moon

Gadd explained how rock and ice climbing are closely related, despite the fact that ice climbing requires more equipment. He also said climbing is something everyone can relate to in a way.

?The whole motion of climbing, you know like a kid climbing up a dresser, it?s no different [than rock or ice climbing]. That?s what we do as little kids; we climb. It?s a very natural thing to do,? he said.

After the rock wall, Gadd taught a kayak roll clinic through WCU?s Basecamp Cullowhee. The seasoned paddler has been kayaking on rivers for 30 years all over the world. Ironically, his worst accident was not in the water, but when he fell on a trail hiking to the put-in.

Gadd?s sage advice for students wanting to push limit in extreme sports is, ?Behind every big success there is a massive amount of disappointment. Only about 50 percent of things I set out to do, I succeed at; if that.?

To find more information about Will Gadd, go to the following links:

His Red Bull profile

ABC Story

Source: http://www.thewesterncarolinajournalist.com/2012/03/30/extreme-sports-legend-comes-to-cullowhee/

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Reputable Social video marketing | The Blogging Site Since 2008

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Video marketing features a variety of advantages that really help an enterprise attain income. Movie business presentation is actually regarding and leaves a moment effect on this client as well as enables to provide the possible client using a the most appropriate introduction to the items along with products you need to provide. The audience is mainly thrilled to view as opposed to looking at. Movie conversation happens to be an efficient manner of conversing towards the customers. Every time a client develops much more reactive so that you can what you?re delivering it is suggested the perfect period in terms of getting good results. This unique type of marketing doesn?t require any kind of demand while helps to supply the particular focused clientele in your web page as well as advantages your business interest because you help to make much more customers. It?s not an expense on the organization but instead, an investment that?s going to enable you to get considerably more organization daily.

Large numbers of web entrepreneurs are generally experiencing precisely how profitable online video marketing is to sell their product as well as sites. To possess wherever using online video marketing, even so, it?s important to maximize your latest movies, or even these individuals will not have the landscapes you need to create a obvious affect. Beginner online video internet marketers typically help to make movies as well as submit them without having providing them with any type of concern for you to combining these people, which usually significantly restrictions their particular possible because marketing methods. In the following paragraphs all of us shall be looking into 3 straightforward ideas that can be used immediately for you to improve your current movies better and acquire focused reaction.

When you know already, there are lots of solutions to market your business online. Using a combination of marketing methods can be be extremely efficient. Video marketing should be as part of your technique along with additional strategies that really work for you. The particular movies the application of because element of your present online strategy needs to be brief, efficient as well as desirable and people movies needs to be accused on keywords and key phrases that can tolerate over the long time.

Video tutorials are impressive given that they appeal to your current audience somewhat more efficiently as well as rapidly when compared with text message, images or even audio. As the saying goes ?A image is worth one thousand words? when looking at marketing techniques, movies assist to connect your current company?s logo and communications in the quite effective way. It should be quickly evident which marketing with video, if utilised efficiently, can create a lot of site visitors aimed at your website. In the event you follow these kinds of marketing techniques you will have the ability to attract prospects in your site through your online video articles, take pleasure in conversion rate or even revenue, as well as overall, maximize your internet-based organization.

To sum up, Video marketing is an extremely efficient as well as critical a part of internet online marketing strategy. Remember to always keep your online video brief, focused, set up, clear, and acquire essentially the most utilize out there it that you can. Video marketing is one kind of a lot of strategies that you ought to utilize to bolster precisely what your company offers and exactly how an individual connect what exactly is inside it for your target audience. To put it differently, by means of online video marketing, you?ll present your current target audience the method that you can resolve their particular problems.

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Aerosmith Nearly Done With Album Due This Summer

Singer Steven Tyler promises to bring 'a little bit of 1975 back.'
By Gil Kaufman

Aerosmith's Steven Tyler
Photo: Getty Images

As if guitarist Joe Perry's surprise "Happy Birthday" serenade to singer and judge Steven Tyler on "American Idol" last week weren't proof enough that all is good in Aerosmith land, on Wednesday, the veteran rockers confirmed they're releasing their long-awaited studio album this summer.

They didn't reveal the title of the album, their first featuring new material since 2001's Just Push Play, but singer Tyler told Reuters that after a few years of turmoil and tension things are (relatively) back to normal.

"The camaraderie's there, there's some songs that are new rock, and old rock and middle-of-the-road rock, and blues, piano," he said. "Joe Perry singing a couple of songs, I'm playing the drums, Joey sings, just all kinds of stuff." Tyler, 64, added that they have re-teamed with longtime producer Jack Douglas in order to bring "a little bit of 1975 back."

Rolling Stone reported that Tyler said the band is two songs from the finish line and some of the titles completed so far include "Legendary Child," "Beautiful" and "Out Go the Lights."

The release date was not announced, but the band — who arrived at the press conference via motorcycle, a white Lamborghini, taxi and rickshaw — promised to have the disc ready around the time of the kickoff of their recently announced North American "Global Warming" tour, which begins June 16 in Minneapolis. "You're going to get some new songs from the new album and some old songs from the old albums and you're going to get new us and old us, and we're just going to go out and rock your world," Tyler said.

The Boston-bred icons have been trying to get together to record their 15th studio album for several years, but their efforts were interrupted by a variety of ailments, stage accidents involving Tyler (as well as his rehab stint in 2009) and enmity that was stirred up by the singer's decision to sign on as a judge for "Idol."

But despite the grumbling from Perry when Tyler announced his decision to take a seat next to Jennifer Lopez and Randy Jackson in 2010, the motor-mouthed vocalist said the exposure has helped the group reach a whole new audience.

"The music that we write, fortunately it's been seductive to all genres of people," he said. "There's going to be kids who are going to get introduced to Aerosmith all over again, and there's a bunch of new music that we're taking a risk and putting out. It's kind of futuristic rock, all the way across the board, we're just good for that."

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• Aerosmith

Source: http://www.mtv.com/news/articles/1682049/aerosmith-new-album-summer.jhtml

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Craig Seldin law, legal-services, law-practice, business-law, family ...

Located in Houston, Craig Seldin operates his own law firm, utilizing a large legal research database to provide informed legal counsel on an array of issues in personal injury law, business law, family law, and criminal law. Focusing on business formation and probate, business transactions and litigations, contracts, and deceptive trade practice litigation, he has also handled civil rights cases and participated in trial practice in state and federal courts. Moreover, Craig Seldin has provided criminal defense and driving under the influence/driving while intoxicated (DUI/DWI) and drug crime defense. Other cases have involved immigration law, misdemeanors, medical malpractice, product liability, personal injury, and real estate and construction law. Craig Seldin also provides representation in family law, divorce general practice, and bankruptcy. His office is open Monday through Friday from 9 a.m. to 5 p.m. To learn more about his services, visit CSeldinLaw.com.

Born and raised in Dallas, Craig Seldin demonstrated academic excellence throughout his primary and secondary education. With an interest in and apparent aptitudes for journalism, he was selected while still in high school to serve as a Youth Reporter for Newsroom, a program on a public television station. Craig Seldin subsequently attended Northwestern University in Evanston, Illinois, before transferring to the University of California, Berkeley, where he graduated with a Bachelor of Arts in History. He then attended The University of Texas School of Law, receiving his Juris Doctor from there in 1977. Early in his law career, he worked on the defense of individuals charged with state misdemeanors and felonies.

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Source: http://www.professionalontheweb.com/p/w/craig+seldin/18667

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Organic Health and Beauty "Ec002 - Akhiok - Fitness, Dance ...

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Annan says Syria accepts peace plan

BEIRUT (Reuters) - Syria has accepted a U.N.-sponsored peace plan, international envoy Kofi Annan said on Tuesday, as troops loyal to President Bashar al-Assad raided rebel forces who have taken refuge across the border in Lebanon.

Assad made a rare foray into the heartland of Syria's year-old uprising, visiting a rebel stronghold in the city of Homs that his forces had overrun after weeks of shelling and gunfire, apparently to make the point that he can now tour the streets of the once bitterly fought-over district.

Syrian state television showed video of Assad, wearing an open-necked shirt with a blue suit, walking casually in the devastated streets of the Baba Amr district and talking to groups of supporters and troops in combat gear.

Baba Amr was an emblem of opposition and rebel army defiance until it was reclaimed by government forces early this month after 26 days of heavy bombardment which opposition activists said was totally indiscriminate.

"Life will return to normal in Baba Amr, better than it was before," Assad said.

Activists says hundreds of civilians and opponents of Assad were killed in Baba Amr in February by shelling and snipers.

"He thinks he won and scored a great victory," said opposition activist Saif Hurria, speaking by telephone from Homs. "He wants to show the world he defeated and put down a revolution. But ... it seems he can't even release the video until he has left Homs. That is not control"

Opposition supporter Abu Jaafar said Assad's appearance in Homs was "giving the green light to kill like this again".

DIPLOMACY

Annan represents the United Nations and the Arab League. Through a spokesman he said Assad had accepted the basic terms of a peace plan which calls for national dialogue but does not hinge on him leaving office.

Western and Arab leaders are due to meet in Istanbul on April 1 to discuss a political transition, and the Arab League and Turkey were pressing various wings of the Syrian opposition to try to unite.

In a session on Monday, the People's Assembly of Syria called on Assad to postpone parliamentary elections set for May 7 to allow time for what it called the consolidation of comprehensive reforms and the outcome of a national dialogue.

Assad has used the army to crush protests against his 12-year rule but his Alawite Muslim minority and its allies still have substantial popular support in the country.

Annan had said on Monday that Assad's government could not resist the "winds of transformation", but it was too early to introduce any timeline for a peaceful solution.

He said Assad's acceptance of the peace plan was "an important initial step" but conceded he faced a "long and difficult task" in ending the fighting and said he could not set any timetable.

U.S. ambassador to Syria Robert Ford said in Washington that if would be unwise, from his experience, to take Assad at his word. "You want to see steps on the ground," he said.

Annan's plan calls for withdrawal of heavy weapons and troops from population centers, humanitarian assistance being allowed in unimpeded, release of prisoners, freedom of movement and access for journalists to go in and out, Annan said.

The United Nations estimates more than 9,000 people have been killed in Syria's upheaval over the past year, UN Middle East envoy Rovert Serry told the Security Council. Syrian authorities blame foreign-backed terrorists for the violence and say 3,000 soldiers and police have been killed.

VIOLENCE UNABATED

Opposition activists reported several civilian casualties in shooting late Monday and overnight in the cities of Idlib and Homs, in fighting between government forces and rebels.

Video posted on the internet by activists showed thick black smoke and blazing buildings in a district of Homs. There were wounded and bleeding men and women lying in a street.

Syrian troops advanced into north Lebanon, destroying farm buildings in pursuit of Syrian rebels, residents said. Lebanese security sources denied that the Syrian troops had stepped onto Lebanese territory.

The border is poorly marked. Incursions have been reported in the past months without triggering Lebanese protests.

Security appears to be fraying in many parts of Syria despite repeated army offensives to regain rebellious territory. Activists say the government is struggling to hold such areas for long, with rebels swiftly re-emerging, as they have in other parts of Homs.

In Turkey, Syrian rebel group leaders gathered to weigh how to unite their fractured movement and boost foreign backing for a year-old revolt.

The main opposition block voiced support for Annan's plan -- so long as it led to Assad's removal.

"A peaceful transition means that the regime needs to be changed. And that starts with the removal of the head of the state," said spokeswoman Basma Kodmani.

Western and Arab governments which would be glad to see Assad ousted are wary of what might replace the 40-year-old family dynasty and its ruthless but predictable police state.

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For a graphic of sects http://link.reuters.com/ked76s

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Russia and China have shielded Assad from Security Council condemnation by vetoing two Western-backed resolutions over the bloodshed, but approved a Security Council statement this week endorsing Annan's mission.

Shifting from its initial unqualified backing of Damascus, Russia has given Annan's proposal its full backing and said it could be Assad's "last chance" to avoid a protracted and bloody civil war.

China's Wen told Annan that "the efforts to seek a solution to the Syrian crisis are at a critical juncture. We do believe that your mediation efforts will lead to progress in seeking a solution to the Syrian issue".

The opposition has so far rejected Assad's calls for dialogue saying it is too late. The crackdown has angered Arab countries including former allies Qatar and Saudi Arabia, which favor arming the rebels.

But Arab leaders due to meet in Baghdad on Thursday will support a Syrian-led transfer of power, Iraq's foreign minister Hoshiyar Zebari said on Monday.

"There has to be a political solution, fundamental constitutional and political changes for transfer of power in Syria but through a Syrian-led process," Zebari said. "We are not in a position to dictate to the Syrians what of kind of president, what kind of leader they should have."

(Additional reporting by Oliver Holmes in Beirut, Khaled Yacoub Oweis in Istanbul, Maryiam Karouny in Baghdad, Yesim Dikmen in Istanbul, Lou Charbonneau at the UN.; Writing by Douglas Hamilton; Editing by Giles Elgood)

Source: http://news.yahoo.com/syria-replies-annan-homs-shelled-again-001338054.html

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How To Scale Your Business: Outsourcing And Web Development ...

How To Scale Your Business: Outsourcing And Web Development

Scaling a company is actually not simple. It could possibly be conducted having excellent management and consistent development. For those who have just commenced in the cyber landlording business, here are a few tips on how to scale your business.

Outsourcing

As an online marketer, you need to discover how to scale your business through outsourcing. By simply outsourcing SEO you could potentially provide the following professional SEO services according to your brand name: a pre-determined number of incoming links for your customer, a customized ranking report according to your logo and also do this with minimal interruption to a customer website. Outsourcing your SEO campaigns allows you the flexibility of getting a firm that performs efficiently as well as is a fantastic fit for you.

Customizing Web Site

Site automation is also a vital factor to take into consideration when it comes to knowing how to scale your business. If ever you might be finding for a strategy to deliver an improvement to site viewers to your internet business conveniently in an automated way that has to help enhance your online profits, you can possibly try the FusionHQ platform.

Making your web site to rank perfectly on search engine results pages is actually difficult, and it needs a total hard work. This includes utilizing the ideal keyword density in your website content, guaranteeing that your keyword phrases are popular as well as possesses a higher probability of achieving you optimal ranking, as well as utilizing social media, article directories, and other sources to be able to spread the word regarding your website.

In order to help you scale your business, follow the above tips. To discover more tips on how to scale your business, pay a visit to this site http://www.cyberlandlordingforthetechnicallychallenged.com/scale-your-business.

Want to find out more about Cyber Landlording Mistakes? Then remember to visit www.cyberlandlordingforthetechnicallychallenged.com.

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Source: http://www.businesslistingnow.com/blog/how-to-scale-your-business-outsourcing-and-web-development/

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Degrees of Separation: Long-Distance Relationships liberette

?Long distance is the wrong distance,? Tina Fey?s character, Liz Lemon, proclaimed on an episode of 30 Rock a few seasons ago. The statement was meant as a comical bit of advice, delivered to a colleague, so I laughed, much like half of America undoubtedly did. But, now, as I reflect back, having been a part of numerous long distance relationships, I wonder if it?s the distance that makes the situation ?wrong?, or if it is the conditions of the relationship.

No relationship is easy; this is evident by the couples that we witness in real life, on television and in our favorite movies. The strains of relationships are further tested when put under the strenuous concerns of division. Some can?t deal with the lack of physical proximity, while some thrive on the freedom. To know if you can survive a long distance relationship, you have to first be aware of the types of long distance relationships, and what degree/type of relationship that you have. Below, I?ve listed three types of long distance relationships, one of which you and your partner may qualify as.

When in Town-ers: This relationship is easy, compared to the others. Essentially, when these two are in the same city, things of the sexual variety happen. The connection doesn?t have to be emotional, and there is no relationship expectation pressure. ?Fly-by hookups? are an easy term for this particular situation, but more than that, there still has to be a degree of communication in order to keep a connection like this flourishing. It doesn?t require the same amount of conditioning and affection as the other relationships, but the occasional check-up is necessary.

The Casuals: While these two love birds are connected, they allow for one another to fly freely when they are not together. When they are together, they are devoted; no one else and nothing else matters. This relationship is motivated by honesty. These two may wander from time to time, but they care enough to stop and discuss discourse so they continuously remain connected to one another.

The Dedicated: An exclusive couple, the distance of relationship is merely meant to be temporary. This love duo supplements time apart with letters, messages and heightened communication, so that their relationship remains rich.

Perhaps you don?t know the status of your long distance relationship, and you?d like to. Firstly, some relationships don?t fit into categories, but for those that do ?the easiest way to establish where you are in your relationship is to have a discussion with your partner about your possible relationship goals. Other advice is to make the most of your time when you are together, take turns visiting one another ?don?t lay the responsibility on one person, be understanding when your significant other falls out of touch, schedule time to communicate with your lover/partner (using the phone, social media outlets and video conferencing), and be more trusting.

Source: http://liberettemag.com/2012/03/26/degrees-of-separation-long-distance-relationships/

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international Business 1 by ayham600 - Freelance Jobs

Posted in Business Plans, Marketing |

Im looking for a free lancer who can do the project of 3000- 3500 words. you should be careful with the palagraisim and include minimum 9 refrences (Budget: $30-$250 USD, Jobs: Business Analysis, Business Plans, Management, Marketing)

Source: http://www.job-freelancer.com/marketing/international-business-1-by-ayham600/

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Openenlightenment.com ? Spiritual Self-help Community

March 25th, 2012

A few Self Help products I can recommend:

Openenlightenment.com ? Spiritual Self-help Community

Open Enlightenment Is A Community Forum, With Videos, Discussions, And Products Related To Spirituality And Self Help.

Openenlightenment.com ? Spiritual Self-help Community

Self Improvement And Self Help Information Products

How-to Manuals/ebooks And Courses Designed To Help You Maximize Your Potential And Enjoy Life To The Fullest

Self Improvement And Self Help Information Products

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Source: http://vivianso.com/2012/03/25/openenlightenment-com-spiritual-self-help-community/

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Work Method Statements and their Role in Occupational Health and ...

A gung ho attitude has no place in any work place, as the well-being of employees is not a matter to be taken lightly. Therefore, having a Work Method Statement is not enough. Every employer should set up a comprehensive document in which satisfies the legal requirements and also guarantees the safety and health of everybody in the workplace.

A small business enterprise has several facets. It is just a supplier of products together with services for the neighbourhood. It?s also an income generator for the actual owners. An equally important role of a business is that involving an employer, with a responsibility to help keep it?s staff safe whilst in the work place.

The significance of occupational health and safety cannot be stressed enough. Any person really should not have to risk life and limb while at work. There?s a lot of of ways of making sure the well-being of workforce. Various safety programs could be introduced that include basic safety training, supervision and regular inspection.

Work Method Statements may also help raise awareness among employees, which can greatly reduce workplace injuries and deaths. A Work Method Statement is actually a set of directions to help prevent unnecessary dangers for people whilst in the workplace. Whether it?s laying down guidelines on the usage of equipment or providing the correct procedure for a specific task, a Work Method Statement can easily greatly decrease incidents of injuries and deaths at work.

Most of the time, government agencies focusing on occupational health and safety require companies to generate and implement a Work Method Statement. Having Work Method Statements in place is generally required before a company can operate.

The lack of the required work method statements often leads to penalties. Occasionally, it can lead to suspension as well as cessation of business operations. The real reason for these sanctions is clear: without having these measures, the government may incur costs in the form of medical treatments or social security payments for injured personnel. Even without the government mandate, it?s incumbent on any boss to create work method statements for every task carried out and equipment used at work.

Promoting a safe work place impacts not only the personnel and their families, but the company?s clients, suppliers, and neighbouring communities as well. Having a set of work method statements also can serve as a continuous reminder to employers to make safety important. For personnel, it could possibly affect behaviour on the job by making them a lot more conscious of their own well-being. For the organisation all together, it could cultivate a culture that values safety above anything else. Crafting an Effective Work Method Statements it looks easy to generate a work method statement.

However, it is not as simple as it looks. It involves dealing with important issues. Are the instructions in-depth enough to allow the safe performance of a task or use of certain equipment? Does it include instructions on the steps to take just before and after operation? Does it discuss the required personal protective equipment a employee has to use or have? Does it consist of specific instructions on what the training and supervision of personnel are conducted? Is it frequently updated to satisfy the newest regulatory or legislative requirements? Most of these questions must be considered to achieve one goal: to guarantee the worker?s safety at all times.

Source: http://www.ilovejosielong.co.uk/?p=2166

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Monday Brief: BB10 Dev Alpha Prototypes, webOS printers, new iPhone rumors, and more!

 

Mobile Nations Podcast Feed Mobile Nations on iTunes Mobile Nations YouTube	Samsung Galaxy S Blaze 4G review Sony Xperia S review Galaxy Note ICS update and 'premium suite' teased in official video
BlackBerry 10 Jam attendees will receive "BlackBerry 10 Dev Alpha" developer prototype device Should RIM support BBM on competing platforms? MLB.com At Bat 2012 for BlackBerry now available	Open webOS hardware abstraction layer Nyx released HP merging printing group into Personal Systems Group Fast, good, or cheap - or why you can't build a smartphone
The new iPad (2012) review The new iPad (2012) round-table New iPhone (iPhone 5,1) coming fall 2012 with LTE, similar sized screen iPad help and discussion forum	AT&T Nokia Lumia 900 set for April 9th release with demo units in stores now Hands on with the official Audible app for Windows Phone Report: Nokia paying AT&T for exclusive employee use of the Lumia 900

 

Source: http://feedproxy.google.com/~r/androidcentral/~3/ZrPsGcMyovA/story01.htm

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Webhostingpad? An Evaluation Of The Shared Webhosting ...

The new webhostingpad is a provider included in supplying web throwing services to customers from diverse countries in the planet. As of now, the provider throws beyond 2 lakh web domains throughout the globe. The provider is regarded as the greatest web throwing supplier for people and little business bodies. It offers 2 kinds of web throwing particularly the shared web throwing and the VPS web throwing. This article is aimed at offering an overview of the shared webhosting plans given by the provider.

Under the shared web throwing area, the provider offers its services through 2 diverse web throwing plans. The strength web throwing deal offers main throwing components like unrestricted web area, data transfer, domains, sub-domains, e-mail accounts, FTP accounts, and MySQL data source. The provider likewise offers free of cost internet site building tools, site brand, advert words credit worth $ 100 and Access Guardian web site security suite to defend the internet sites thrown by it. The control panel which is employed by the provider is the cpanel control panel which is the greatest control panel which is user friendly and manageable.

The webhostingpad?s strength deal is readily available for 1,2,3,4 and 5 years? duration. The price of month-to-month registration to the deal is $ 3.99, $ 2.99 and $ 2.49 for one, 2 and 3 years. For 4 and 5 year memberships the price is $ 1.99 each month which is the cheapest price readily available in the market. The additional shared web throwing deal provided by the provider is strength deal plus. This deal delivers all the components of the strength deal by having some more components like SSL official certification, SSH accessibility, web data tools, advanced security scan and spam filter. This deal is likewise readily available for 1,2,3, 4 and 5 years. The price of one, 2 and 3 years? registration is $ 6.99, $ 5.99 and $ 4.99 each month respectively. The price of 4 and 5 years? registration is $ 3.99 each month. Considering to Pay A Visit To This Website Link will be useful to you.

Source: http://www.executrainonline.com/travel/webhostingpad-an-evaluation-of-the-shared-webhosting-strategies/

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Creating An Internet Marketing Campaign To Promote Your Online ...

Promotion is the most critical area of your Internet business. Until you have visitors along with customers to the web site, you haven?t any business. In today?s market place, it truly was extra important previously to set up an Internet promoting the campaign for getting visitors along with prospects to your website.

Consider that everything you do right now can alteration of the long term seeing that online marketing is evolving every day, and it truly is essential that you keep present-day on what is occurring as well as the preferred trends.
Once you several tips on how you?ll be able to advertise your website along with your Internet business.

1. The 1st and most vital commence is always to create a directory of prospects amenable and prepared acquire from an individual. This notion feature constantly did wonders while in the previous, and will also carry on to work with the long term. Inside your approach, you will have an opt-in style for your mailing number on every web page you build. This incorporates contributing an opt-in web page, or ?splash? web page before direction-finding visitors to the home page. This procedure will drastically enhance the amount of subscribers you?ll receive for your listing.
2. ?It is actually astounding the way powerful article marketing and advertising operate for traffic generation for your squeeze pages and sites. The back links manufactured from article web pages not merely bring one-on-one targeted visitors, in addition they assist in getting the website ranked bigger during the key search engines like google. Typically speaking, a great deal more back links you have got, the better your website can rank as well as a lot more site visitors you will possess.
3. The single most productive in addition to up-coming promotion practices is social marketing. Social network sites, for instance, Fb, Twitter, LinkedIn, and Twitter are exceptional spots to advertise the Internet business. You may choose to make this happen within a typically passive manner ? I actually.e., repeat this by assembly people today online and receiving to understand these individuals as good friends, and after that simply then halting to advertise your website or maybe your merchandise in their eyes as potential clients to your business. Another way contains writing a blog, and it is a very good system for endorsing your website. An extremely energetic in addition to the pertinent website will fit lots of income staying with you.
4. Eventually, paid marketing is an additional process for traffic generation for your website. Approaches contain pay-per-click (ppc), pay-per-view (ppv), banner ad campaigns, media getting, and other individuals. Usually, you can choose to apply paid marketing occasionally ? with the evident purpose ? charge. However, to present your website several quick rapid targeted traffic, in case tested along with made use of effectively, paid marketing is a powerful means of marketing one?s website or your products.

Placing with each other some sort of well-rounded Internet advertising and marketing campaign is easy to carry out. However, it?s essential to the event you count on to create a prosperous business within the Internet currently. You can find a lot of competitiveness not to concentration intently for your Internet advertising and marketing endeavors!

Source: http://www.searchenginesjournal.com/creating-internet-marketing-campaign-promote-online-business-imperative-success

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December Blog ? Blog Archive ? Why Pay For Home Improvement ...

There has been a drop in consumer self-confidence within the building and building industry. This might be precisely the same reason why a lot of are actually undertaking household improvements by by themselves.

Why not? Slightly expertise of the technical elements combined with all the eye for creativity is sufficient to do the dwelling enhancement on your personal.

Why are people today turning to do-it-yourself home improvements?

Many building employees who usually do not possess a large amount of expertise or experience in building or house maintenance are available suitable now looking to operate on these properties across the country.

As a result, homeowners are acquiring the jobs usually are not getting completed to their pleasure. Often they may be even prepaying for solutions that dont get performed or are not component with the plan.

You usually do not have to depend and pay a person to strengthen your property. Why not try and do it oneself?

You can enhance your homes existing concrete surfaces making use of acid stains, acrylic stains, epoxy paints, and scoring approaches.

When you are tired of looking at dreary gray concrete, you will discover some uncomplicated projects for the critical home improvement do-it-yourselfer to provide your patio, driveway, garage, etc. a refreshing new appear.

Attractive concrete operate fees double or maybe triple that of standard concrete. For this reason lots of individuals can not afford to pay for it.

There are affordable solutions to beautify concrete following its remedied with out getting to spend skilled tradesmen.

Acid based mostly concrete stains are turning out to be more and more well-liked for coloring concrete surfaces. They chemically react with all the cementitious materials to create long term color with variegated or mottled appearance like that of marble. This outcomes in a natural, elegant searching floor.

Water based mostly concrete stains are an option to acid stains and so are much extra user friendly simply because theyre a lot much less harmful. These stains usually do not chemically react with the concrete; theyre absorbed in to the floor pores and act just like a dye. The large advantage of water based stains may be the broad array of colours available.

If you want to venture beyond the basic staining of concrete, take into consideration working with some scoring procedures to create styles within the floor.

You can make your concrete look just like a tile flooring one example is. It truly is up to your imagination. An angle grinder using a 4 inch grinding or reducing wheel is the ideal tool for this.

The crucial thing to remember when scoring will be to draw the routine on the concrete initial and ensure you are satisfied with all the way it looks mainly because scoring is irreversible.

Epoxy paints make a great coating for garage floors and basement floors. Many industrial floors have epoxy coatings because of their sturdiness and resistance to chemical spills as well as their look.

In latest many years, having said that, its turn out to be quite common for residential use using an increasing availability of distinctive colors. This isnt a difficult venture, however the crucial to profitable application is surface area planning.

Epoxy paints have also grow to be obtainable in a water based kind making it secure for the do-it-yourselfer and perfect for indoor programs. They cost somewhat more than stains. For any four hundred square foot garage, youll devote about $200 for the materials required for this venture.

See? You do not need to spend capital to possess your property enhanced. Youve got the capability to do it yourself. With some instructions plus a little bit of function, any individual can change boring concrete into their own masterpiece.

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This entry was posted on Friday, March 23rd, 2012 at 6:19 am and is filed under Uncategorized. You can follow any responses to this entry through the RSS 2.0 feed. Both comments and pings are currently closed.

Source: http://www.december.monthlyblogs.com/2012/03/why-pay-for-home-improvement-after-you-can-do-it-yourself-doent-it-seem-sensible/

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The California Health Benefit Insurance Exchange | HealthWorks ...

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California is a leading state in formation of Health Benefit Exchanges. The Health Reform Law as specified in the Patient Care and Affordability Act two years ago mandates the formation of Insurance Exchanges for each state to create a structure to make available plans for the uninsured or uninsurable.

California frequently goes where no man has gone before, or where others dare not trend. Unlike many states who have chosen to push back on federal mandates with legal means, or refusal to initiate a health benefit exchange, California is travelling down the tracks at great speed.

I took some time to sit in on a Webex presentation (archive available) of the recent California Health Benefit Insurance Exchange today. For those who missed it (probably 99.999% of my readers) The link(s) here will take you to an archive of the meeting. The Agenda is also here..

This is the second anniversary of the passage of the Affordable Patient Care Act. (2010)

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Important points of the California Health Benefit Insurance Exchange meeting follow:

Health provider and Public misperceptionis that the Health Insurance Benefit Exchange program is a government run entity. This is not true. The current involvement is a grant mechanism as a startup for HBIEs. This grant funding will end in December 2014, after which the HBIE must be self sustaining from it's own business model.

Should the state(s) decide not to build their own exchange, then the federal government has the option or mandate to do it for each state.

I thought it important for a physician to attend this meeting. I was unable however to attend the ?executive session? which was not broadcast.

The development of the California Health Benefit Insurance Exchange is well underway.

Mission:: For all Californians to have Health Care. The CBHIE goal is to develop a marketplace

California's unique challenges

California is larger than most countries, and most states, with great diversity in income, rural/urban, ethnicity,languages, education,

California Timeline for plan and implementation relatively short.

Consumer centric: rural urban education

Exec Director Peter Lee

Business development..tracks

CBHIE Human Resource Needs for staffing

Qualified Health Plans by Price Waterhouse

CBHIE Enrollment System: Critical Backend IT platform

Assessing Federal Regulations

Setting standards for QHPs

Multi-state plans may be exempt from some requirements

CBHIE Will include dental plans, mental health,

Standard rates

At The Table was Donald Berwick MD former CMS head

Assessments:

Several shifts in Individual markets ,Group, Medi-Cal, Uninsured, Undocumented ? 1 million

Exchange prediction is working from vague statistics and estimates.

Enrollment penetration: 2014 20% 2019 100% Rates will be critical

Market surveys.

Beware of program? being construed as a 'government program?

Balanced approach, linked to health services

Spectrum of support services

Much of Health Benefit Insurance Exchange planning involves outreach and research into transitions, loss of employment, moves, divorce, connecting graduation, education, student loan program

Pre-enrollment from other plans from public programs, and for life transitions.

Source: http://healthworkscollective.com/gary-levin-md/30525/california-health-benefit-insurance-exchange

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